Who hire my insurance?

The Spanish insurance market is multi-channel. That is, you can get insurance in different formats of distribution models. Let's see which ones. The insurance directly On the one hand you can buy insurance directly from a company. This requires knowing in advance what you want and who delivers exactly what you want. Insurance agents Moreover you can buy your policy to an exclusive insurance agent. The agent is a representative of the insurance company, an extension of it. It would be an employee if he had variable income and a business...

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Life insurance for sick people

Life insurance is based on the probability of survival of a person for a certain period of time. Today, thanks to advances in medicine, it is possible that a person who suffers or suffered a serious illness expect a very long life expectancy. Simply because their disease has become chronic and stabilized or having passed a suitable treatment or surgery. But the insurance industry continues to serve only the assurance of people coming clean...

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Is it important to have a life insurance?

If you've never stopped to think, it's time for you to stop it. When you get older, he begins to worry about things that previously did not have the slightest importance. The economic problems that can cause the family after the death is one of the fears. 42% of Spaniards older than 25 years claims to have contracted some type of life insurance: 16.7% tied to a mortgage and 25.3% "open market", unlinked to any financial product, according...

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How should I price my home insurance?

My first recommendation before hiring a home insurance is: do not let anyone tell you that you have at home. Just because you have no idea. Insurance agents, banks and broker used some tables where depending on the square footage assigned values. There are even applications company that speak of "recommended values". I will not say I walk very misguided in mainland (building) but on content - what you have in the house - what do they know? If...

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Is it advisable to purchase insurance prior to holiday home?

With the arrival of warm weather and thus, in a few weeks, the summer holidays. It is a key moment for the recruitment of home insurance and the importance of protecting the residence when traveling on vacation and also be covered for any unforeseen in the second residence. Problems like a leaky faucet, theft, electronic equipment left on a summer or moisture that affects a neighbor during the holiday period can be assumed that rest days...

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How to save on Easter?

If you have not had time to plan your holiday, an impromptu getaway is an option for those people who are not yet clear to do this Easter. But the holiday schedule at the last minute has consequences pocket and users could be affected. Book a flight last minute can make 16% more if done with a few days in advance. The lack of planning makes the decisions we make do not take into account the budget, and that the holidays can go a little...

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Car sales increase and therefore the insurance contracts with the new plan PIVE 7 has been implemented

The bill that has been put in place in July PIVE plan whose goal was to stimulate sales in the automotive sector, are expected to continue increasing vehicle sales in the coming months. And as a result of this increase in vehicle sales, it is clear that insurance contracts will be the second hit of this new plan been implemented by the Government of Mariano Rajoy. One of the major errors committed when an insurance policy is, convert the...

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Are you going on holiday by car? The importance of tuning

If you are someone who has chosen to go on vacation in August and the car is the means of transport to reach the much coveted holiday destination, there are a number of aspects that should be reviewed. According to the Directorate General of Traffic (DGT) is expected to 43.2 million trips occur in the month of August, resulting in potential dates deductions along with the heat that will make that moment one of the most feared. For this...

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Definition insurance

insurance For other uses of this term, see Security (disambiguation). Insurance is a contract by which one person (the insurer) agrees, by charging a premium and if the event occurs whose risk is hedged to compensate within the agreed limits, the damage produced to the insured or meet capital, income or other agreed services. They define the first article of Law 50/1980, of 8 October, on Insurance Contracts (BOE no. 250, of October 17, 1980), which is valid in Spain. This contract involved an insurer or insurance company, which is who sells...

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